Chocolate peanut butter coconut smoothie

I've always felt nervous consuming a lot of coconut products because of the saturated fat content. But, the few articles I've read say coconut milk fat is not bad and actually raises good cholesterol. Get your cholesterol checked and see how your diet needs to change based on your numbers. After reading this article, I felt better about coconut milk

This smoothie is high in fat so I'll give you a lower fat version too.
1/4 cup of coconut milk
1 1/2 bananas
1 cup of tropical fruit mix
2 tbsp of peanut butter
2.5 tbsp of cacao powder
1 serving of tofu (for protein)
Filtered water

Blend everything on high. Add the filtered water to thin out the smoothies. Top with fresh berries or goji berries.
Lower fat version: use other non dairy milk besides coconut milk. Eliminate the peanut butter.
Soy free? Use chocolate protein powder instead of tofu.